Labour says the failure of the government's economic policy is undermining its agenda and its Green Investment Bank will not have full borrowing powers to fund low-carbon projects until 2016.

BBC: Debate on the government's green agenda

For some borrowers, such as individuals with large deferred compensation arrangements or who are expecting a large inflow of cash in the near future (access to trust funds becomes available, a legal settlement has been resolved and payout is imminent, etc.) this arrangement allows them to access their full borrowing potential without committing to immediate payment.

FORBES: The State of Negatively Amortizing Loans

The program should successfully keep borrowing costs low, but the full impact on the economy is unclear.

FORBES: Second Quarter, 2012 Market Review & Outlook