To manage your credit, first find out what your credit situation is with a free credit report and score.

经营信用，首先要用免费信用报告和积分(free credit report and score)弄清楚你的信用状况。

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You can find sites which offers a free copy of your credit score.

你可以找到它的网站提供了一份免费的信用评分。

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And it will ensure that every American receives a free credit score if they are denied a loan or insurance because of that score.

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Justine Rivero is the Credit Advisor for CreditKarma.com, a free credit management website that helps nearly 3.5 million consumers access their truly free credit score.

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Justine Rivero is the Credit Advisor for CreditKarma.com, a free credit management website that helps more than 5 million consumers access their truly free credit score and free credit monitoring.

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