These include a shipbuilding industry that is paid in dollars over three years and needs to hedge its won costs by selling forward dollar contracts to banks.

造船公司和客户签订合同后，客户在三年内都以美元进行支付，为了减少韩元成本的损失，造船公司需要将合同远期卖给银行从而套期保值。

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Fast-forward two years, and little it seems has changed in the world of Ezra Koenig and his three associates.

两年之后，Ezra Koenig和他三个同伴的世界似乎没怎么改变。

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Today is not the time to say goodbye, although we will surely miss you, but the time to celebrate the past three years and look forward to the future.

尽管我们会十分思念你们，但是今天并不是说再见的日子，而是在一起共同庆祝我们过去三年的精彩，同时展望美好的未来。

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Fast forward three years and 17 countries.

BBC: The world��s most charming mailbox

Fast forward three years, we now offer 20 apps to iOS users that have achieved more than 50 million downloads, and we continue to roll out new creativity and design tools that appeal to both professionals and consumers.

ENGADGET: Apple: App Store just hit 40 billion total downloads, half of those in 2012

Furthermore, a derivatives market can be developed up to three years forward, thanks to the period discounts offered to subscribers.

ECONOMIST: Deflating