Why does formal credit fail to reach the poor?

为什么穷人不能使用正规的信贷？

youdao

Farmers' Specialized Cooperative; Formal credit availability; Borrow money; Zhejiang Province.

农民专业合作社；正规信贷可获得性；资金借贷；浙江省。

youdao

Therefore, this paper analyzes the influence of the formal credit needs and the application behavior on formal supply of credit.

因此，本文重点分析了农户正规信贷需求与申请行为对于正规信贷供给的影响。

youdao

And the big fear is that that will particular hurt those homeowners, those communities that are often have hard times getting access to the formal credit markets.

NPR: Is Housing Market Squeezing Out the Middle Class?

The money comes partly through formal credit from state banks that gets washed through other state-owned enterprises but also from informal channels that seem to be out of Beijing's control.

FORBES: Magazine Article

The OER Foundation, Otago Polytechnic (New Zealand), the University of Southern Queensland (Australia) and Athabasca University (Canada) are collaborating in this project as founding anchor partners to provide flexible pathways for OER learners to earn formal academic credit and pay reduced fees for assessment and credit.

UNESCO: Communication and Information