These loans are deceiving, as their monthly payments spike up after the initial quoted rate and often force individuals to refinance, generating fees that leave consumers even worse off.

这些贷款是欺骗，因为他们每月付款穗后，最初的报道率，常常迫使个人进行再融资，产生的费用离开消费者更糟。

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Should individuals be required under the force of law to modify his or her eating habits because of the associated public costs, such as a spike in weight-related diseases?

FORBES: Is 2013 a Watershed Year for the Anti-Obesity Movement?