Folk finance has long history. The illegal finance such as usury has stayed in the gray or black area in its evolution.
民间金融历史久远,演变过程中所产生的高利贷等非法融资使其长期游离在灰色乃至黑色地带,不仅引来国家对金融秩序的多次反复整顿,也给公众造成民间金融就是风险的错觉。
参考来源 - 我国民间金融发展现状及趋势研究·2,447,543篇论文数据，部分数据来源于NoteExpress
The rural folk finance is spontaneous informality folk finance existing in rural areas.
农村民间金融是发生在农村地区的自发的非正规民间性金融活动。
First analyzed the folk finance to lack the management surveillance's negative influence.
首先分析了民间金融缺乏管理监督的负面影响。
The folk finance has such characteristics as big scale, wide usage and pluralistic mainstay, etc.
民间金融具有规模大、用途广、主体多元化等特点。
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