In the next couple of years, the businesses that thrive will be those that are tight with costs, careful of debt, cautious with cash flow and extremely attentive to what customers want.

在未来的几年里，那些紧缩成本、注重债务、注重现金流且高度关注客户需求的企业将会迎来其商业鼎盛期。

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How do businesses co-ordinate the flow of material from suppliers to factories to customers?

企业如何协调物资流从供应商到工厂再到顾客的过程？

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Many businesses fail because they fall into the trap of ignoring their cash flow.

由于忽视现金流量问题，导致许多企业失败。

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There is also still a steady flow of businesses investigating e-commerce as an alternative to costly retail premises.

BBC: Small firms fighting the recession

The new boss says that risk appetite at the investment bank will be dialled back up again in due course, and that more capital will flow to other businesses such as retail banking in emerging markets, consumer credit and private banking.

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On this view, providing cheap credit to small businesses could never create a recovery, and the flow of credit to these businesses will only start to gush as and when the economy is independently recovering (perhaps, the likes of Vince Cable would say, when government increases its own spending on infrastructure - or when Britain's customers in the eurozone start to spend again).

BBC: Can banks be forced to lend more?