In the mean time, the business risk of flood insurance has been discussed and lowered via extending insurance coverage and practicing reinsurance.

同时，探讨了洪水保险的经营风险，并建议通过扩大承保面、实施洪水再保险来降低经营风险。

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Flood coverage isn't part of regular homeowners-insurance policies, which cover property damage from such things as fallen trees, wind and fires.

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Only about half of property owners in New Orleans hold flood coverage, and even fewer in hard-hit patches of Mississippi and Alabama.

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Instead, flood coverage is sold through specialized policies, dominated by the federal government's National Flood Insurance Program, covering 5.6 million consumers and businesses.

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