Even for fixed rate bonds, it's hard to get an interest rate much above 3%.

甚至对于固定收益债券，都很难有超过3%的回报率。

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There are many types of bonds, the most common of which are fixed rate bonds and floating rate notes (FRNs).

债券有多种，最常见的有固定利率债券和浮动利率债券（FRN）。

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Fixed rate bonds pay a pre-determined coupon and FRNs pay coupons at a premium above the bank's fixed deposit rate.

固定利率债券支付预决息票，浮动利率债券根据银行存款利率贴水支付息票。

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This year saw the launch of Nationwide savings accounts targeted at business customers and a range of fixed rate bonds.

BBC: Nationwide link to RBS branch sale

Leeds Building Society credited some of its success on the savings front to the popularity of its fixed rate bonds, which allowed customers unlimited access to a proportion of their money without penalty during the product's term.

BBC: Leeds Building Society plans mortgage lending jump

The ones that do pay interest resemble ordinary fixed-rate bonds.

FORBES: 3 Bonds You May Have Never Heard Of