India's Banks are not huge fans of lending to small firms; they often demand onerous amounts of collateral or security on fixed assets, exactly the kinds of things start-ups cannot provide.

印度银行对小公司贷款并没有兴趣，银行通常要求各种抵押或固定资产担保，而这些这是公司在创业阶段无法提供的。

youdao

Repurchase agreement (also known as a repo or Sale and Repurchase agreement) allows a borrower to use a financial security as collateral for a cash loan at a fixed rate of interest.

回购协议是指以有价证券作抵押的短期资金融通，在形式上表现为附有条件的证券买卖。

youdao

One option would be to keep tenders fixed, but to ask for collateral that covers the entire bid and not just the funds allocated.

ECONOMIST: The European Central Bank

Banks can borrow for three years at a fixed 1% rate and is all they have to do is to post collateral.

FORBES: Spain: Liar, Liar, Pants On Fire