Without an infrastructure on the ground, the new firms hired armies of agents, giving them a healthy commission of, say, 25% of the payment (or premium) the customer coughed up in the first year.

这些新公司在没有基础设施的前提下，雇佣大批的经纪人，并支付不菲的佣金，据说，第一年便可得到客户支付保险金的25%。

youdao

The International Air Transport Association reported premium (first - and business-class) travel declined by 13.3% in December over the previous year.

国际航协数据显示，去年12月两舱(头等舱和商务舱)客运量同比减少了13.3%。

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In the first quarter, among 24 foreign life insurance companies, of which comparable data was available, 11 showed negative premium growth compared to the same period of last year.

一季度，24家具有可比数据的外资寿险公司中，有11家较去年同期出现了保费负增长。

youdao

Shinkong and China Life rely much more on first-year premiums than Cathay and, since the first-year premium is such a low-margin business, it means lower profits.

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