Sometimes the debt is so old that the statute of limitations for filing a suit has passed, and it may already have vanished from a person's credit report.

有时债务可能时间太长，诉讼时效已过，并且该项债务可能已从债务人的信用记录里被删除了或消失了。

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The time limit for filing a suit or applying for arbitration in respect of a dispute over any other contract shall be stipulated separately by law.

其他合同争议提起诉讼或者仲裁的期限由法律另行规定。

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The lawyers mainly recruit their clients and race to the courthouse, sometimes filing suit within hours of a merger announcement.

FORBES: Plaintiff Lawyers Seek Their Cut On Virtually All Big Mergers, Study Shows

One crucial difference is that most civilian victims have options, such as going to the police or filing a civil suit, in the aftermath of harassment or assault that aren't available to service members.

NPR: Military's Sexual-Assault Problem Has Deep Roots

But filing a class-action suit was one way of avoiding the self-regulatory route.

ECONOMIST: Wall Street