So there is no point of having money sitting in a non-registered saving account, without fully utilizing the tax-fee account in the first place, "said Golombek."

所以投资者们在没有首先考虑免税账户的情况下，使用未注册的储蓄账户则没有任何意义。

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Does the bank charge a fee for setting up the account?

在这家银行开立账户要收费吗？

《牛津词典》

To get approved, developers must create a developer account and pay an annual fee.

要获得核准，开发者必须创造一个开发者账户并支付一定得年费。

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And a last warning: If you have an old account, double check whether your provider levies annual fees that can eat into your savings potential or switch to a no-fee account at one of the providers mentioned above.

FORBES: New Tax Law Resurrects Competitor To 529 College Savings Plans

It is unclear whether the bank, which counts more than 55 million U.S. households as customers, will stick with its initial idea for a basic flat-fee checking account that doesn't offer a way to avoid paying a charge.

WSJ: Bank of America Weighs New Set of Fees

While 91% of advisors have at least one fee-based account in their book of business, the still remaining overall high percentage of transactional business illustrates that fee-based business has a very long way to go.

FORBES: Fitting Fee-Based Business Into Your Practice