Another is by moving their mortgage into a loan secured by Federal Housing Administration.

另外一种方式是将他们的抵押贷款移动到由联邦房地产管理局监管的贷款中。

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In the 1990s the Federal Housing Administration expanded its loan guarantees to cover bigger mortgages with smaller down-payments.

在1990年代，美国住房管理局放松了向借款人提供抵押担保的条件，将更多的小额首付抵押贷款也纳入了其覆盖的范围。

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The Obama administration has expanded federal loan programs, which offer student loans at below-market rates.

WSJ: Student-Loan Debt Rises 8% to $904 Billion

Obama called for a program of loans for small businesses made through either the federal Small Business Administration's Disaster Loan Program or by private lenders.

CNN: Palin: Obama put 'ambition above country'

If the damage to the house isn't too extensive, a better alternative is a streamlined Federal Housing Administration 203(k) loan, also known as a "limited repair" loan.

WSJ: How to Finance a Foreclosed Home--WSJ House Talk