...ctions are also governed by Federal laws that include the Truth in Lending Act TILA), the Fair Credit Billing Act (FCBA), the Equal Credit Opportunity Act (ECOA), and the Consumer Credit Protection Act (CCPA), among others.
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其后为了解决信用卡结账纠纷的问题，美国国会在1974年专门出台了《公平信贷结账法》（FCBA），确立了借贷双方在信用卡信贷市场上的互动关系，而后又出台了《电子资金转账法》（EFTA）以解决代币卡、ATM卡、储值卡等其他电子...
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