Influenced by the main traditional viewpoint, the academic circle doesn't have a proper attitude to folk loan with high interest because of the limit of the civil legal principle of fairness.

受传统主流观点的影响，目前学界并没有树立起一个对民间借贷的正确态度，尤其是受民法公平原则的限制，对高利贷一律持坚决否定的态度，而并没有去客观分析其合法性。

youdao

Financial regulatory agencies will limit the choices that consumers have in the name of fairness.

FORBES: Obama's Reelection and the Ruin of America