“You may see 30 people with cell phones on one corner and one guy is dialling all the numbers for them,” says Ted Crooks of Fair Isaac.

公司的Ted Crook称“也许你在街角看到的30个拿着手机的人中，就有一个人使用的不是自己的号码”。

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Fair Isaac, a large fraud-detection firm based in Minneapolis, operates a system so fast that it can block dialled calls before they are even connected.

位于美国明尼阿波利斯城的一家名为Fair Isaac的大型防欺诈公司所采用的系统非常神速，能在电话接通之前切断通话。

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Fiserv is now competing with Fair Isaac, source of the ubiquitous Fico credit scores.

FORBES: Global 2000

Fair Isaac weighs up to 20 variables when modeling a small fry's risk profile.

FORBES: Magazine Article

Meanwhile, Fair Isaac remains skeptical about the value of social networks in assessing risk.

WSJ: Bad Credit? Start Tweeting