And regulators have no process for handling the failure of an investment bank like Lehman Brothers Holdings Inc. Insurers like AIG aren't even federally regulated.

监管者没有诸如处理雷曼公司破产的破产投资银行处理程序。诸如aig的保险公司更不会受到联邦级的监管了。

youdao

A bank failure (or the fear thereof) could create a systemic panic.

银行的破产(或是对此的担忧)可能会引发系统性的恐慌。

youdao

Stress tests in the summer were exposed as a failure after Franco-Belgian bank Dexia – which passed – went bust and dozens of others were downgraded.

夏季的银行压力测试暴露出银行问题，法比合资的德克夏银行通过了测试，但是破产了，另有十几家银行被降级。

youdao

But no such mechanism exists for non-bank financial institutions like AIG whose failure would inflict great economic pain on the nation as a whole.

VOA: standard.2009.03.24

That was to protect depositors in the case of bank failure and it was a very important innovation because, at that time, there were huge runs on banks.

以保护储户在银行破产中免受损失,该机构的成立是个创举,因为那段时期,银行遭到挤兑

耶鲁公开课 - 金融市场课程节选

So, it really is -it really ought to be on the bank's balance sheet and it ought to be regulated by the bank regulators, but there was a failure to do that and that is the problem that we are in currently.

所以说,它确实该...,它应该反映在银行的资产负债表上,同时接受银行监管体系的管理,但这却没能实现,这就是我们目前面临的问题

耶鲁公开课 - 金融市场课程节选

Without this facility banks with real estate loan overexposures are lined up for failure on Bank Failure Friday.

FORBES: Time For Community Banks To Pay Back Uncle Sam

Another component of a bank failure is that another bank is taking over the assets of a failed bank.

FORBES: FDIC Bags Five More Banks

Shadow chancellor George Osborne blamed the government for what he called a "catastrophic failure of bank regulation", contributing to the "longest and deepest recession" since the 1930s.

BBC: Financial Services Bill