You must factor insurance payments into the cost of maintaining a car.
你必须将保险费计算到养车的成本里。
Without a car payment, insurance, gas or maintenance, I save at least $300 to $500 a month, even after I factor in car rentals and bike maintenance.
没有了汽车的支出,保险,燃料和维护费用,再去掉租车和自行车维护费用,我每个月至少节省300-500美元。
Interest rate is a key factor in insurance product design and risk management.
利率一直是保险产品设计和风险管理中的核心因素。
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