The Chinese people faced this disaster with compassion and courage.

中国人民用爱心和勇气来面对这场灾难。

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But many others, faced with high premiums and policies with limited coverage, gamble that they won't need insurance help to rebuild after a disaster.

但也有很多人，在面对高额的保险费和有限的赔偿时，便心存侥幸地认为他们在灾后重建时不需要保险公司的帮助。

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The same findings emerged - if the person had previously had escaped disaster by chance, that person was less likely to be willing to evacuate when faced with potential hurricane weather.

结果相同——如果受试者之前曾侥幸逃脱，那么面对可能发生的飓风袭击他会更倾向于留下来。

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For a company like Apple (AAPL) that relies heavily on Japanese partners for critical components for its iPhone and iPad, the decision to keep its supply chain lean has painful implications when faced with the disruption caused the Japanese disaster.

FORBES: Supply Chain Lessons From Japan

They choked because they were not accepting responsibility for their actions long before the firms they ran faced economic peril, in the case of Lehman and Bank of America, or caused an ecological disaster, with BP.

FORBES: Magazine Article