Should the buyer wish to have the protection of greater cover, he would either need to agree as such expressly with the seller or to make his own extra insurance arrangements.

如买方需要更高的保险险别，则需要与卖方明确地达成协议，或者自行作出额外的保险安排。

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Most people have extra private insurance to cover areas that are not eligible for reimbursement by the public health insurance system and many make out of pocket payments to see a doctor.

BBC: Healthcare around the world

Barclays has set aside extra money to cover claims for mis-sold payment protection insurance (PPI).

BBC: Barclays sets aside ?700m more to cover PPI claims

And also, insurance companies will be required to cover, at no extra cost, routine checkups and preventive care.

WHITEHOUSE: The First Lady on Health Insurance Reform and Older Women