For motor insurance contracts, the liability exemption clauses are important as well as controversial.

在机动车保险合同中，责任免除条款是一个非常重要的内容，也是经常产生纠纷的地方。

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Therefore, we should adopt the semantic interpretation of this term, and confine it to the contents of exemption clauses.

故宜采文义解释的方法，将明确说明义务的对象限定为免除保险人责任条款的内容。

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Therefore, the fundamental breach of contract to judge the effectiveness of exemption clauses after the occurrence of a more flexible approach.

因此，是判断根本违约发生后免责条款效力的一种较灵活的方法。

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