There are some risks in college finance like unbalance in the whole and excess loan.

应务存在总体失衡、过渡举债等风险。

youdao

Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without endorsement or security.

问题不仅在于数目超过了银行发放私人贷款的最高限额，而且既无担保，又无抵押。

youdao

Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without indorsement or security.

问题不仅在于数目超过了银行发放私人贷款的最高限额，而且既无担保，又无抵押。

youdao

Similarly, if a property is sold at foreclosure or in a short sale and the underlying mortgage is recourse (meaning the borrower has personal responsibility for any excess loan deficiency remaining after the sale), then to the extent the remaining deficiency is forgiven, the borrower will again recognize COD income.

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Proceeds in excess of the bank's loan, less 5%, go to the borrower.

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However, as the economy regains steam and loan demand increases, those excess reserves will enter the marketplace and increase nominal spending and prices.

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