They say they're committed to local democratic decision making and accountability when it comes to everyday services that people rely on.

BBC: Grasping the nettle of complexity

If reducing fees is your top priority, take note of all the different types that may be triggered by everyday bank transactions or services.

FORBES: Fed Up With Fees? 5 Steps To Switch Your Bank

Many of its staff sit in offices of our biggest banks and are hard at work ensuring financial services work for everyday Americans.

FORBES: Financial Bureau Sets Table for Innovation. Carrots on Menu.