Accountant Janet Copeland and her husband, Peter, a retired corporate attorney, bought the 1949 Eric Brown House in Kalamazoo, Mich.

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Instead of peppering Watson with questions, I spoke with IBM researcher Eric Brown, one of the lead scientists on the project.

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In May, New York's insurance commissioner, Eric Dinallo, urged Brown to move the capital to ease concerns about MBIA. The company announced its decision to move the capital on the same day Moody's published a report detailing what it saw as significant deteriorations in certain home equity and other asset-backed securities backed by bond insurance.

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