If the price of the associated mortgage bond drops, the homeowner can buy the equivalent face value of bonds at a discount, and use it to redeem the existing home mortgage loan.

如果和贷款关联的债券掉价，业主就能以低价购进等量面值的债券并用之冲抵现有的贷款。

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In effect, she is paying $5 in interest for a $90 loan for two months: the equivalent of a credit card with a 44 percent annual percentage rate, a level most of us would consider predatory.

实际上，她已经预付了90美元两个月5%的利息，相当于44%信用卡的年费，大多数人都会认为它达到了掠夺的程度。

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Homeowners can apply if their loan is equivalent to at least 31% of their income and if they are 60 days or more behind with a payment.

如果房屋的所有者的贷款等于他们收入的至少31%，或者他们拖欠了60天以上，那么他们就可以申请。

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Vincent Lucero, 22, said he was attracted to the mentorship and funding that Upstart offered at what he called equivalent to a 2% loan rate.

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AMCs, equivalent to more than one-fifth of the banks' loan books.

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In essence, the European banks are charging the Soviets the equivalent of an interest rate exceeding 20 percent on the very small portion of the loan that is not guaranteed by the United States.

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