The key settlement is to design the reasonable insurance policy and equitable premium.
关键是设计合理的保险产品、征收公平的保费。
Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium.
保险定义为公平转移风险损失，从一个实体到另一个，换取保费。
It is more equitable to use by the principle of permitted to handle the action of premium sales with an addition gift between consumers and managers.
采取允许加限制原则来处理附赠式有奖销售行为对消费者和经营者更为公平。
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