Carry a monthly credit card balance - Carrying a monthly credit card balance only makes sense if you enjoy poverty.

每月有信用卡债务——除非你乐于贫穷，只有这样每个月的信用卡债务才说得通。

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Thanks to financial alchemy, an MBS made up of low-quality loans can still enjoy a good credit rating.

由于金融市场的魔力，一只由低质量债务组成的房贷担保证券也能获得一个良好的信贷评级。

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Extra Credit: If you have used a unique nickname they enjoy, then it triples the effect. - moose.

如果你使用了一个她们喜欢的独一无二的昵称，那就更加锦上添花了。

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Dynamic Indian firms establish themselves in new markets without government help, but they grumble that rivals, notably state-owned Chinese ones, enjoy cheap credit and diplomatic backing.

ECONOMIST: India abroad

It also drew attention to holes in the Chinese financial system, where smaller businesses often struggle for funding even as giant state-owned enterprises enjoy cheap credit from China's biggest banks.

WSJ: China Rejects Millionaire's Death Sentence

Private businesses will likely enjoy better access to credit from the big state-owned commercial banks, which have long been biased toward money-losing public enterprises.

CNN: AN IDEOLOGICAL MILESTONE