They can also issue a penalty if you go over your credit card limit.

如果你使用超过了信用额度也会被罚款的。

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If you exceed your credit card limit you would have to pay the over limit fee.

如果您超出你的信用卡限制，你都将为此付出超过限额的费用。

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These penalties can sometimes be quite severe so it is important that you make sure you pay off your balances on time and keep within your credit card limit.

为了避免这些不必要的罚款(有些蛮重的)务必记得按时付钱还有保持你的信用额度不要超支。

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Mortgage companies can cancel home equity lines of credit and credit card companies can reduce your credit limit.

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You find yourself reaching the debt limit on your credit card.

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Stay away from charging balances that are close to the credit limit even if you pay your credit card bills in full each month.

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