You cannot build good credit with bad credit habits.

你不能用糟糕的信贷习惯来构建良好的信贷习惯。

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So if you are a person with bad credit history you can also get used car loans.

所以如果你是一位有不良信用历史你也可以习惯购车贷款。

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Mortgage brokers say it is still very hard for individuals with bad credit to get home loans.

按揭经纪人说对于信用不良者获得房屋贷款仍非常困难。

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The Fed unanimously approved new rules that safeguard subprime borrowers those with bad credit and low incomes.

NPR: Fed Moves to Fix Mortgage Crisis

Orchard serves as a lifeline to the underbanked and those with bad credit.

FORBES: HSBC May Wind Down US Holdings

People with bad credit scores will also surely no longer have to pay interest rates of 1, 000% a year to payday lenders.

ECONOMIST: Consumer banking