We also have something which is self-managed, which is if you don't want us to do it, or you have opinions, this really started out as a benevolent brokerage firm, was my concept, whereI sort of say you can't buy on margin, you have to buy at least 20 or 30 stocks, but you can only pick from this pre-approved list: companies that rank high as cheap and good.
No-one should dictate to you to the point where you have to start going, when you go shopping, oh I can't buy this and I can't buy that, and I shouldn't buy this and I shouldn't buy that because my recycling bin is full up so I can't get anymore cardboard in it.