Once upon a time housing and consumer spending were tied to the performance of the stock market.

房地产和消费者支出的表现一度系于股市。

youdao

No employer wants to condition inclusion of company stock as a 401k investment option upon sustained superior investment performance.

FORBES: Can You Trust Your Employer's 401(k) Plan? Not If Company Stock Is An Option.

Instead they return an amount based upon the performance of an underlying equity instrument, be it an index, a hedge fund or even a single stock.

FORBES: Another Option