Part 5: The total premium of health insurance.

第五部分：健康保险的总保费。

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Total premium accounts stand at 89, 875, below last summer's 94, 607 peak.

总保费帐户从去年夏季峰顶的94,607降到89,875。

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Last year Bao Viet Life Insurance reached total premium of 3.705trillion dong, a year-on-year growth of 8.12 percent.

去年保越人寿总保费达到3.705兆越南盾，年增长率8.12%。

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The rules say that insurance you get at work starting in January must spend 85% of total premium dollars on health care.

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And like other surveys, the Towers Watson report shows employers are continuing to shift the cost of the total premium onto their workers with the employee share of the costs rising to 37 percent this year from 34 percent in 2011.

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Medical care ratio is medical costs and claims reflected as percentage of total collected premium.

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