It might be as simple as reviewing your current bank's options or you might consider migrating your account to an Internet bank, especially if earning more interest is important to you.

解决的最简单的方法也许就是看看你存款的银行有没有其他选择，或者将钱存到网上银行，特别是当存款利息对你来说是很重要的时候就更要这样做了。

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Remember to consider your audience before diving into such questions, as many stakeholders may lack the interest or vocabulary to respond meaningfully.

在探讨这些问题之前记得观察对方的反应，因为大部分人可能不太感兴趣，或者缺乏恰当词汇去描述这些观点。

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If you know you will need to carry a balance in order to repay your current debt or anticipated spending, consider a low interest rate credit card.

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Conversely, in a decreasing interest rate environment you may also want to consider extending the duration of your portfolio.

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Consider hosting your own seminar or breakfast on a topic of interest to potential customers: the benefits of E-commerce, say.

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