The boost in investor confidence needed for the plan to work will take time—time that Rosen says still requires him to buy food and make monthly mortgage payments.

该计划生效所需的投资者信心提振将需要时间——罗森说，这仍需要他购买食品和每月支付抵押贷款的时间。

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Even now that he is working steadily, he said, "I can't afford to pay my monthly mortgage payments on my own, so I have to rent rooms out to people to make that happen."

即使现在他工作稳定，他说：“我付不起每月的按揭贷款，所以我不得不把房间租给别人才能还得了贷款。”

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If all of that still seems too abstract, families should ask themselves what they would have to give up to make the monthly payments.

如果这些还太抽象，家庭不妨自问这样一个问题：要想支付每月的还贷，他们愿意为此而放弃一些必须放弃的东西吗？

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Consumers under 21 must show proof of independent income to make their minimum monthly payments, or have an adult co-signer to qualify for a credit card.

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This is key because if you carry a balance on a business card you could all of a sudden find yourself having to make higher monthly credit card payments simply because your credit card company suddenly chose to increase profitability with a surprise interest rate adjustment.

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People who loan cars through Relay Rides generally make enough to cover their monthly car payments.

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