The state-run commercial banks should adopt the progressive total cost leadership strategy.
中小商业银行国际化应采用渐进式的目标积聚战略。
After entering WTO, the external management environment of the state-run commercial Banks will be worse.
我国加入WTO后，国有商业银行的外部经营环境趋于恶化。
Losing of good client: the profit of the state-run commercial Banks mainly depends on the 20% good clients.
优质客户流失问题。国有商业银行利润形成主要是依靠20%左右的优质客户。
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