Since they relied on the Federal Criminal Code--charging crimes--in making their case, it is appropriate that they be held to the burden of proof of beyond a reasonable doubt--the standard used in criminal cases.

CNN: Sen. Sarbanes' closed-door impeachment statement

The mortgage approval vetting process, the redundant documentation and verification requirements, and the proof-beyond-a-reasonable-doubt underwriting environment that is now the standard playbook in the mortgage lending universe far exceeds any rules the government could ever throw down.

FORBES: The Great And Powerful New Ability-To-Repay Rule

Terry was found not guilty in July but the FA found him guilty on 27 September, using the "balance of probabilities" as its standard of proof as opposed to the "beyond reasonable doubt" ruling used in a criminal trial.

CNN: STORY HIGHLIGHTS