Then neither Bank of America (the new mortgage holder), JPMorgan Chase (the old mortgage holder) or my local tax office was willing to give me my money back.

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If the tax goes unpaid, the IRS and the State tax authority will issue notices of tax lien against husband and wife and record them in the local register of deeds office.

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But it warned that the office had been swamped, and had passed the cases back to local tax offices.

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