Finally, try to improve the quality of the loans and do the examination beforehand, tracking the operating and supervising afterwards.4) Raise the capital adequacy ratio of commercial banks.
最后,努力提高贷款质量,对贷款进行事前审查、事中跟踪以及事后监督。 4)提高商业银行的资本充足率。
参考来源 - 我国商业银行经营效率研究·2,447,543篇论文数据，部分数据来源于NoteExpress
Isn't the capital adequacy ratio in China a bit too high?
是不是资本充足率的要求偏高了一些？
Branches of foreign Banks also face major difficulties in complying with the capital adequacy ratio for branches.
外国银行的分行还需面对遵守分行的资本充足比率而带来的困难。
In addition to this, the Chinese regulations require them to fulfil the capital adequacy ratio of 8 % individually by each branch in China.
除此之外，中国的监管机构还要求它们在中国的每一家分行都必须完全满足8%的资本充足比率的要求。
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