... long-term and short term 有两种时间尺度的问题 term by term combination 并项 term by term differentiation 逐项微分 ...
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term by term combination
逐项组合
以上为机器翻译结果，长、整句建议使用 人工翻译 。
Loan modifications increase the chances of loans being repaid by increasing the term of the loan, reducing interest rates for the borrower or some combination of these.
FORBES: Wells Fargo To Feel More Mortgage Pain, Stock Still Goes To $32
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