First, you have to have a really clear, realistic picture of your financial life and understand the specific risks you are willing to take.

第一，你必须对你的财务人生有一个非常清晰和现实的了解，并了解你愿意承担的特定风险。

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Unsatisfied, I said to the young couple buried there, "Excuse me." I don't mean any disrespect but I'd just like to stand on your tomb for a second to take a picture of your flowers.

但是这些我都不大满意，于是我就对下面的年轻夫妇说，“请原谅，我没有任何冒犯的意思，我只是到你们的坟墓上面几秒钟去给你们的花儿拍张照片。”

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You have to lay the track in your mind, paint the picture in your imagination, and then let your hands take you to your intended destination.

你需要为自己想好未来，画下自己未来的蓝图，用你自己双手带你到那最终归的目的地。

youdao

Another big take-away: the amount of public information Facebook requires you to display is now limited to your name, profile picture, gender and any networks the user joins.

FORBES: Facebook's New Privacy Settings: Could Still Be More Private

The secret, you see, lies in the iPhones magical camera which can "take" a "picture" of the check, transmit it to USAA, and boom -- your cash is instantly deposited.

ENGADGET: USAA's Deposit@Mobile app puts check deposits a mug shot away

After downloading the app, take a picture of a loyalty card's front and back with your smartphone, upload the photos to the app and tag them to the appropriate retailer.

WSJ: Store Loyalty Cards on Your Smartphone