"A lot of times Wall Street doesn't want to take a chance on a good idea until they've seen it proven, " Obama said.

CNN: STORY HIGHLIGHTS

But organizations like the SBA have also made a difference, because sometimes private financing isn't willing to take a chance on a couple of young guys who have an idea about starting a great hoagie shop.

WHITEHOUSE: President Obama Speaks on Tax Credits for Small Businesses

At these levels you might not reach that level, but we don't want to take a chance.

NPR: Chinese Seafood on List of Questionable Products