Now if that's what they mean,then--a small observation-- they didn't express themselves very clearly.
如果这就是他们的意思,小小观察一下-,他们并没有把自己表达地很清楚。
I guess they didn't have our language, they didn't-- they were intuitively halfway there but they couldn't express it, so I think the industry didn't get really started.
我猜当时并没有专业的词汇,他们未能...,他们有想法,却无法表述,所以我认为那只是保险业的雏形
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