The losers have been pension funds whose future returns will be curbed by all those deals that shouldn't have been done, all those businesses that shouldn't have been started, and all that money that has been paid to venal people who have bilked them for all they could.

ECONOMIST: Everyone’s making money except the customers | The

We've all done things we shouldn't have done, that we're ashamed of.

BBC: News Online

Did they do things that they shouldn't have done, or did they not do things that they should have done?

CNN: STORY HIGHLIGHTS