In China, the establishment of individual credit system can enlarge domestic demands, prevent and resolve credit risks and financial risks and perfect the construction of modern market credit system.

我国建立个人诚信体系可以扩大内需，防范和化解信用风险、金融风险，促进现代市场信用体系的完善。

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According to successful experience in foreign countries, the author thinks that our country should construct an individual credit system, and he also puts forward some preliminary ideas.

本文在借鉴国外成功经验的基础上提出要建立我国的个人信用制度，并就如何建立提出了初步的设想。

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The second part explores the relative confinement to privacy right in the individual credit system.

第二部分探讨了个人征信制度中对隐私权的限制。

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And in this case, delivering an individual worker credit through the payroll tax system muddies the waters between personal income taxes and taxes paid to support Social Security.

FORBES: Federal Payroll Tax Cut in 2011--Roots for an Individual Worker Credit?