Changing careers. It's exciting to think about making a fresh start. But especially in today's economy, make sure you have a Plan b.

跳槽。想一想有个新的开始都会感到兴奋。但是在如今这样的经济情况下，要确保你有后备计划。

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And if you are starting a new business, start with a solid business plan and make sure that you have adequate capital to begin with.

FORBES: Khashoggi: Margin Scheme Leads Personal Liability For True Beneficial Owner Under Alter Ego Theory; Undercapitalization and Domination