But the government definition of default is wrong, argue the for-profit colleges, not least because it counts as defaulters students who have joined a temporary interest-only payment scheme offered by the government to help ease the transition from student to worker.
They range in age from early 20s to 70s and include a Wal-Mart worker, a high school teacher, a retired school bus driver and a student in his junior year at Penn State who has ties to the football team and knows some witnesses in the case.