With the entering of WTO and finance globalization, the competition between state-owned Banks and their foreign counterparts and new stock Banks is primarily the competition in human resources.

在我国加入WTO、金融全球化的形势下，国有商业银行与外资银行和新兴股份制银行的竞争首先就是人才资源的竞争。

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But according to human resources experts like Mr Adler, they often reduce their headcount more than they necessarily need to in order to re-stock their pipeline of fresh talent.

但正如人力资源专家阿德勒先生所说的，他们常常减少雇员的人数超过他们所需要的股份管理型的新人才。

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With the sharp drop in the stock of natural resources and the severely damaged ecological balance, the living environment of human beings has also been a severe challenge.

随着生态平衡遭到严重的破坏以及自然资源存量的锐减，人类的生存环境也受到了严峻的挑战。

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Emotional consumers, for instance, fail to take stock of their human and non-human resources, and to prioritize their needs and desires.

FORBES: How to Amass and Lose a Fortune on Wall Street

Intelligent consumers, for instance, carefully examine their economic situation, taking stock of their human and non-human resources, ranking and prioritizing their needs and desires the need to be satisfied first, second, and so on in order to derive the maximum return from their human and non-human resources, as it is taught in standard economic books.

FORBES: How to Amass and Lose a Fortune on Wall Street