You should fix any problems on your credit file before you start applying for a loan.

你应该在申请贷款前解决你的信用档案上的所有问题。

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It is true that when there are start-up costs, such as credit checks, involved in serving a new customer, the costs exceed those of serving a repeat customer.

的确，当服务新客户需要启动成本时，比如信用检查，其成本要高于服务老客户的成本。

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They think the subprime squeeze marks the start of a broader credit crunch that could drag the economy into recession.

他们认为次优抵押贷款带来的资金压力标志着范围更广的信用危及的开始，这可能将美国经济带入衰退。

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The U.S. Federal Reserve has come up with yet another way to kick-start the credit markets, if only its innovations would start working already.

FORBES: Magazine Article

For a start, credit rating agencies' own credibility hasn't recovered - perhaps it never will - from their role in the sub-prime fiasco.

BBC: Sterling steadies after loss of UK AAA credit rating

The Consumer Financial Protection Bureau (CFPB), brought to life by Dodd-Frank, announced on July 16th that it will start regulating credit-reporting bureaus, such as Equifax, which help determine whether a consumer gets a loan.

ECONOMIST: The size of the state