Mutual aid, also known as fraternalism, refers to social organizations that gathered dues and paid benefits to members facing hardship.
互助，或称“共济”，描述的是一种收取会费并向困难成员发放救济金的社会团体。
Insurance, based on social mutual aid, is an economic compensation system for dispersing risks and compensating losses.
保险是建立在社会互助基础之上的一种分散危险、消化损失的经济补偿制度。
Abstract: the traditional insurance mechanism embodies the cultural properties of both social mutual aid and commerciality.
[摘要]传统保险机制彰显出互济和商业的文化属性。
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